What is what to do when my debit card expires?

When your debit card expires, here's what generally happens and what you should do:

  • Automatic Renewal: Most banks automatically issue a new debit card before your existing one expires. This new card will typically be mailed to your address on file a few weeks before the expiration date. So, the first thing to do is to wait and check your mail.

  • Verify Your Address: Make sure your bank has your current mailing address. If you've moved, update your address with the bank as soon as possible to ensure you receive your new card without delay. You can usually do this online, by phone, or in person at a branch. This will help prevent your <a href="https://www.wikiwhat.page/kavramlar/debit%20card%20renewal">debit card renewal</a> from being sent to the wrong place.

  • Activate Your New Card: Once you receive your new card, you'll need to activate it. Instructions for activation are usually included with the card. This often involves calling a toll-free number or activating it online through your bank's website or mobile app.

  • Destroy Your Old Card: After activating your new card, destroy your old one to prevent <a href="https://www.wikiwhat.page/kavramlar/identity%20theft">identity theft</a>. Cut it up into small pieces, paying particular attention to the magnetic stripe and chip.

  • Update Automatic Payments: If you have any automatic payments linked to your debit card (e.g., subscriptions, utility bills), you'll need to update the payment information with the new card's expiration date and CVV. This step ensures you maintain uninterrupted <a href="https://www.wikiwhat.page/kavramlar/recurring%20payments">recurring payments</a>.

  • Contact Your Bank (If Necessary): If you haven't received a new card within a few weeks of your old card's expiration date, contact your bank. There might be a problem with your account or mailing address. Don't delay contacting your bank to avoid any service interruption due to <a href="https://www.wikiwhat.page/kavramlar/expired%20card">expired card</a>.